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Insurance is a risk management which covers you & your family against potential risks or any financial losses.  In other words Insurance is a form of protection net which helps you from travel accidents, property destruction & natural calamities like fire mishaps, flood, earthquake & etc.

Why do you need Insurance?

Everybody wants to stay healthy and live happy. Every individual on earth is not certain of their own lives. We cannot prevent accidents but we can minimize the chances of an accident or a medical emergency. If you have a family then it is your responsibility to protect them from possible emergencies & natural disasters. The best way is to insure your self and every thing that can not be replaced in your lifetime.

To take an Insurance policy you need to pay a fixed amount monthly or annually to the Insurance which is called as Premium. You become the policyholder and the insurance company becomes the payer or carrier. In other words insurance is a contract between you (insured) & the Insurance company (payer). You secure your future by paying regular premiums & the payer assures you and your family security. Your insurance plan expires once you stop paying premiums. Once you are enrolled in to an Insurance plan, you will be given with an identification card which contains the Policy ID#. Depending on you premium you will get Insurance coverage’s. Insurance are of many types they are:

1. Health Insurance
2. Life Insurance
3. Auto Insurance
4. Liability Insurance
5. Property Insurance

http://www.insurances-companies.com

WeCompareInsurance.com providing home insurance information

DALLAS – WeCompareInsurance.com, an independent resource for comparing insurance quotes also provides insurance seekers information on insurance basics and news affecting the industry, including an overview of detached structures and home insurance.

Home insurance provides financial protection against damage to your home caused by disasters and protects your possessions. Home insurance also protects you against liability and legal responsibility for injuries caused by your property and family. Typical standard homeowners insurance provides you four areas of coverage — the structure of your house, your belongings, liability and expenses in case you are temporarily forced from your home because of an insured disaster.

Does home insurance cover detached structures?

The quick answer is most likely, but because every home insurance policy is different you should take the time and find out exactly what sort of coverage you have on a detached garage, shed or other building on your property. When you check into your home insurance policy and find out what protection your detached structures currently have you can expect to find ten percent coverage of your home’s coverage for detached buildings. If you have a $100,000 home insurance policy, your shed or detached garage is covered for $10,000.

This amount of insurance may be plenty for your detached building, but you should take stock of the value of the structure and what is stored inside your detached building. A simple tool shed with a small collection of lawn and gardening tools may be adequately covered by insurance provided by your home insurance policy. On the other hand, a detached garage with a brick exterior and a loft apartment on a second level might require quite a bit more coverage in terms of possessions in the building, and especially for replacement value in the event the garage is damaged by a storm or other event.

One other consideration to keep in mind with detached structures and home insurance is your home insurance policy will not cover the building if it is used for business purposes other than for parking business vehicles.

About WeCompareInsurance.com

WeCompareInsurance.com was founded in early 2006 and is dedicated to providing free, fast and highly competitive quotes for seekers of auto insurance, home insurance, life insurance, health insurance and renters insurance. The WeCompareInsurance application process is provided at no cost to the insurance seeker and takes about five minutes. The application is presented to hundreds of insurance providers and brokers and the top five offers based on each individual application are immediately returned for review. WeCompareInsurance excels at matching insurance seekers needs to insurance providers offering great insurance quotes

July 2009 – Kwik Fit Insurance (KFI) played host to a battle of the sexes on Monday as they undertook their second major sales day of 2009.

The day, which saw the firm negotiate discounts for its customers, was a huge success as KFI enjoyed some of it’s strongest sales figures since it began trading in 1995.

Numbers of car insurance policies rocketed with almost 1300 new policies sold, resulting in the intermediary’s fifth strongest sales day for car insurance on record. In addition to strong car insurance figures, KFI also benefited from a surge in home insurance policy sales as the company continues to make a concerted effort to build it’s presence in the home insurance market. The sales day proved to be the second strongest day for home insurance policy sales on record.

In order to install some competitive spirit into the business on the day, staff were pitched into a battle of the sexes as boys competed against girls in a series of physical and mental activities. In addition, the challenge was set to see who would take in the most sales on the day and it was the boys who eventually triumphed after the twelve hour contest.

Alan Brown, Director of Operations at Kwik Fit Insurance, was delighted with the success of the day: “The success of our sales day does not happen by chance. There is an enormous amount of work that goes into ensuring our customers receive the full benefit of these events, from the discounts negotiated by our Insurer Development team, through the marketing and promotion of the day and onto the dedication and hard work of everyone within our sales team.”

As well as car and home insurance, Kwik Fit Insurance provides an extensive range of business insurance products aimed at small to medium sized enterprises, breakdown cover, motorcycle and van insurance, as well as travel and pet insurance.

Ends

Issued by The BIG Partnership on behalf of Kwik Fit Insurance.

For further information, please contact Michelle Holton, Jane Robertson or Bryan Garvie at The BIG Partnership on 0141 333 9585 or /firstname.lastname@bigpartnership.co.uk

Note To Editors

Kwik Fit Financial Services was launched in 1995 and has grown to become one of the UK’s leading car insurance distributors, as well as a major presence in home insurance and other insurance markets.

Since its launch in 1995, Kwik Fit Insurance services has grown and developed into one of Scotland’s most dynamic and award winning contact centres.

We are an insurance intermediary specialising in general insurance, car and home insurance services.

Kwik Fit Insurance
1 Masterton Way
Tannochside Business Park
Uddingston
Glasgow
Scotland
G71 5PU
01698 786369
Email: gordon.ross@kfis.co.uk
website: www.kwik-fitinsurance.com

June 2009 – Lanarkshire based insurance intermediary Kwik Fit Insurance has again scooped a leading industry prize, picking up the Best Practice in Recruitment award at The Scottish Recruitment Awards 2009.

The event, held at the Marriott Hotel in Glasgow and hosted by TV favourite Jackie Bird, recognised the cream of the recruitment industry, including awards for both recruitment agencies and major Scottish employers.

Seeing off competition from mobile phone giant O2, who was also short-listed, the judges identified Kwik Fit Insurance’s commitment to supporting diverse religions, cultures and abilities within its workforce. The panel was impressed with the flexibility offered to new recruits and existing staff, with a special prayer room established, Halal meats introduced to the menu in the staff restaurant and time off granted to support religious festivals among the highlights of the review.

Specialist equipment was purchased and safety training given to support staff with various disabilities, to ensure that Kwik Fit Insurance continues to attract the best people to join its ever expanding workforce.

Brendan Devine, Kwik Fit Financial Services Group Managing Director, said: “Our recruitment team work incredibly hard to promote Kwik Fit Insurance as the place to work in Lanarkshire. We have some fantastic facilities and benefits on offer and staff are given a wide variety of opportunities to develop their career with us. I am delighted that their hard work has paid off and the team has received the recognition that they deserve.”

Marie Stewart, Induction and Recruitment Manager at Kwik Fit Insurance, said: “We’re passionate about supporting the varying needs of our diverse staff and have made changes and improvements in many areas of the business to maintain a high level of staff satisfaction. I’m delighted that the team have been rewarded for their efforts and as a business, Kwik Fit Insurance continues to be recognised as a top class employer in Scotland.”

Kwik Fit Insurance is one of the largest single site employers in Lanarkshire with almost 1000 permanent full and part time staff at its Tannochside office.

Ends

Issued by Grahame Critcher of Kwik-Fit Insurance

For further information contact Grahame on 01324 606235 or Gordon Ross on 01698 786369

Kwik Fit Insurance Services was launched in 1995 and has grown to become one of the UK’s leading insurance distributors providing competitive car insurance quotes, as well as a major presence in home and other insurance markets including home insurance.

The company’s award-winning call centre at Uddingston, Lanarkshire, now employs almost 1000 people, handling 10 million calls every year.

Since its launch in 1995, Kwik Fit Insurance Services has grown and developed into one of Scotland’s most dynamic contact centres.

Kwik Fit Insurance Services is part of the Kwik Fit Group owned by private equity firm PAI Partners.

The philosophy of the business is to provide the best possible service to customers.

Kwik-Fit Insurance
1 Masterton Way
Tannochside Business Park
Uddingston
Glasgow
Scotland
G71 5PU
01698 786369
Email: gordon.ross@kfis.co.uk
website: www.kwik-fitinsurance.com

June 2009 – Uddingston based Kwik Fit Insurance has rewarded employees for 5 years loyal service with a luxurious lunch prepared by Brian Maule, Chef Proprietor of the celebrated Glasgow fine dining restaurant, Chardon d’Or.

Over 70 employees were joined by Kwik Fit Financial Services Group Managing Director, Brendan Devine and his board of directors on Friday, 5th June, for a relaxing day out. A fleet of limousines picked up the staff from the Tannochside offices, adding to the glitz and glamour of the day. The event consisted of a cocktail reception, followed by a three course lunch and a presentation to reward employees for the hard work and dedication to the company.

Each member of staff was presented with £60 worth of high street vouchers before retiring to the private bar to enjoy cocktails and drinks. Brian Maule, Chef Proprietor of Chardon d’Or, said: “We were delighted to welcome the staff and directors of Kwik Fit Insurance to celebrate their five years of service. It was a pleasure to see so many employees being rewarded for excellence and loyalty whilst also enjoying our hospitality.”

Further celebrations are planned on the 21st August when 17 fellow employees are also being treated to an overnight stay at the five star holiday resort, Turnberry Hotel, after completing 10 years service with the company.

Brendan Devine, Kwik Fit Financial Services Group Managing Director, presented the worthy employees with the awards. He said: “It’s important for us as a business to reward employees who contribute greatly to our sustained success. Despite difficult financial times, our business has continued to grow and our loyal workforce has been integral to this.”

ENDS

Notes to editors:

Kwik Fit Insurance Services was launched in 1995 and has grown to become one of the UK’s leading insurance distributors providing competitive car insurance quotes, as well as a major presence in home and other insurance markets including home insurance.

The company’s award-winning call centre in Uddingston, Lanarkshire, now employs almost 1000 people, and was named top insurer (17th overall) in the Sunday Times 100 Best Companies to Work For 2009.

Since its launch in 1995, Kwik Fit Financial Services has grown and developed into one of Scotland’s most dynamic contact centres.

Kwik Fit Financial Services is part of the Kwik Fit Group owned by private equity firm PAI Partners.

The philosophy of the business is to provide the best possible service to customers.

Kwik-Fit Insurance
1 Masterton Way
Tannochside Business Park
Uddingston
Glasgow
Scotland
G71 5PU
01698 786369
Email: gordon.ross@kfis.co.uk
website: www.kwik-fitinsurance.com

Hollywood, California – The global meltdown of the economy has spared no one; whether it is a company or an individuals all – both have a common a interest to cut costs. Many people try to reduce expenses in all possible areas. Sometimes they make poor cost cutting decisions and end up spending more money. One such risky area is home insurance.

Home insurance is not an area for cost cutting. Homeowners should make sure that they have all the necessary covering that protects one of their biggest investments. They should shop for the best home insurance quotes available in the industry.

One of the best sites that can help homeowners find the best home insurance quotes in the easiest way possible is Homeinsurancequotes.us. This site provides multiple quotes from different companies in a matter of few clicks. Homeowners do not have to surf the internet anymore for hours trying to find the best quotes They can now find the most competitive insurance quotes available for their needs by filling one insurance quote request form at Homeinsurancequotes.us. By using this service, homeowners can easily compare quotes and pick the best deals available. This will save us them hundreds of dollars on insurance.

Homeinsurancequotes.us does not charge to use its insurance quotes comparison tool. It is absolutely free. Visit www.homeinsurancequotes.us.us to get the fastest home insurance quotes from all top home insurance companies.

Suite 460,
6400 Laurel Canyon Blvd,
North Hollywood,
California 91606,
USA.
Phone : (800) 647-2164
Fax : (866) 380-0219
Email: create339@gmail.com
Website: www.homeinsurancequotes.us

Hollywood, California – The global meltdown of the economy has spared no one; whether it is a company or an individuals all – both have a common a interest to cut costs. Many people try to reduce expenses in all possible areas. Sometimes they make poor cost cutting decisions and end up spending more money. One such risky area is home insurance.

Home insurance is not an area for cost cutting. Homeowners should make sure that they have all the necessary covering that protects one of their biggest investments. They should shop for the best home insurance quotes available in the industry.

One of the best sites that can help homeowners find the best home insurance quotes in the easiest way possible is Homeinsurancequotes.us. This site provides multiple quotes from different companies in a matter of few clicks. Homeowners do not have to surf the internet anymore for hours trying to find the best quotes They can now find the most competitive insurance quotes available for their needs by filling one insurance quote request form at Homeinsurancequotes.us. By using this service, homeowners can easily compare quotes and pick the best deals available. This will save us them hundreds of dollars on insurance.

Homeinsurancequotes.us does not charge to use its insurance quotes comparison tool. It is absolutely free. Visit www.homeinsurancequotes.us.us to get the fastest home insurance quotes from all top home insurance companies.

Suite 460,
6400 Laurel Canyon Blvd,
North Hollywood,
California 91606,
USA.
Phone : (800) 647-2164
Fax : (866) 380-0219
Email: create339@gmail.com
Website: www.homeinsurancequotes.us

June 2009 – Cash-conscious Brits planning to spend their summer break in the UK this year are being urged to take out adequate travel insurance by Kwik Fit Insurance.

The leading insurance intermediary is warning that travel insurance is often the first thing to go when people are trying to cut costs. But insurance for holidaying at home is just as important as taking out a policy when you go abroad.

Kwik Fit Insurance managing director Brendan Devine, said: “Most people take out holiday insurance if they’re going to Torremolinos but they tend not to think about it if they are heading off for a week in Torquay. It’s important to remember that it’s just as easy to lose money or luggage in the West Country or the Highlands of Scotland as it in when going abroad.”

Kwik Fit Insurance surveyed thousands of people across the UK as part of its summer home insurance survey to find out how belt-tightening is affecting their spending habits.

- Almost 1 in 5 people admitted they had been on holiday without taking out travel insurance.

- Fifty percent of those questioned said they would still take a holiday this summer despite the economic downturn.

- However, 83 percent, 8 out of 10, said they would not go in to debt to fund a holiday.

Brendan Devine added: “The annual summer holiday is a major expense and people are thinking twice about paying for it on a credit card or overdraft given the current economic climate. Travel insurance really doesn’t add much to the cost of your holiday – not only does it give peace of mind, it also ensures that you don’t end up with additional expense when you get home if something goes wrong.”

Checking your car insurance is up-to-date is also a must if you are travelling long distances in the UK this summer.

–Ends–

Issued by The BIG Partnership on behalf of Kwik-Fit Insurance.

For further information, please contact Michelle Holton, Jane Robertson or Bryan Garvie at The BIG Partnership on 0141 333 9585 or jane.robertson@bigpartnership.co.uk/michelle.holton@bigpartnership.co.uk

Note to Editors:

Kwik Fit Insurance Services was launched in 1995 and has grown to become one of the UK’s leading motor insurance distributors, as well as a major presence in home insurance and car insurance markets.

The company’s award-winning call centre in Uddingston, Lanarkshire, now employs almost 1000 people, and was named top insurer (17th overall) in the Sunday Times 100 Best Companies to Work For 2009.

Since its launch in 1995, Kwik Fit Insurance Services has grown and developed into one of Scotland’s most dynamic contact centres.

Kwik Fit Insurance Services is part of the Kwik Fit Group owned by private equity firm PAI Partners.

The philosophy of the business is to provide the best possible service to customers.

Kwik-Fit Insurance
1 Masterton Way
Tannochside Business Park
Uddingston
Scotland
G71 5PU
01698 786369
Email: gordon.ross@kfis.co.uk
website: www.kwik-fitinsurance.com

Nobody chooses to be in an accident. But if you are responsible for one or a victim of one, either way, it is very difficult to cope. There is a lot of mental and physical tension. In these circumstances, if one also has to go through the formalities of insurance also requires a huge cost in mind and body as well.

Here is the first-hand information from car accident insurance each driver should know. Different types of insurance coverage of various accidents.

The first type called, “fully comprehensive insurance system”, typically covers all the aspects of accidents. The company would pay even if the accident is your fault. It covers 80% of the car’s cost and medical expenses for injuries. There are other many variations that typically cover 80% of the car’s cost and medical expenses for injuries if the accident is not your fault. There are many options that will cover the cost of your liabilities, if you are at fault. It not only pays medical expenses but also the cost of property damage to the second party.

If you do not drive alone, there are packages that include not only drivers but also passengers medical expenses.

Sometimes the vehicle runs into objects, other than cars such as walls and trees. There are packages that cover the cost of that type of damage too. Don’t forget to buy this package if your car is new had you are letting your novice teen driver, drive it.

Also keep in mind that there are many factors that will affect your premium rates. These include age and surprisingly gender also. Teens are charged with the highest rates and men drivers are charged higher that the women drivers. Also if your mileage is higher, your rates are definitely going to be higher. If you drive in scarcely populated area it can turn into your benefit because lesser traffic will lessen the probability of the accident.

Before buying the insurance, make sure you go through it thoroughly. Even if you miss a single point, it can turn into the one, affecting you the most.

For more information, visit (http://www.insure4usa.com).

North Hollywood, CA ( Prfriend ) January 22, 2009 — Auto insurance companies may charge individuals more for a car that is likely to be stolen. The Insurance Institute for Highway Safety released the latest numbers on not the most stolen vehicles, but the highest number of theft claims submitted to auto insurance (http://www.InsuranceBureau.com) companies.

The Cadillac Escalade ESV topped the list in stolen vehicles with the Regular Cadillac Escalade landing at number three. The top ten also included cars made by Honda, Hummer, Dodge and Ford. Auto insurance (http://www.InsuranceBureau.com) policyholders should be aware that if their car is on the list, they should take extra precautions to ensure the safety of their vehicle. Keeping the vehicle locked and inside of a garage is important. If you are parking outside, park in a well-lit area. “A vehicle tracking device, like the Lojack, may be able to garner an auto insurance customer a small discount,” says CEO of InsuranceBureau.com (http://www.InsuranceBureau.com), Eric Oster.

http://www.insurancebureau.com

6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142
Eric Oster

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North Hollywood, CA ( Prfriend ) January 21, 2008 — InsuranceBureau.com reports that economic conditions are creating a surge in (http://www.InsuranceBureau.com) auto insurance fraud. Faced with job loss, auto loans they cannot afford or cars that have greatly depreciated in value, some consumers are illegally filing auto insurance claims.

The new surge of auto insurance claims deal with autos reported stolen that have actually been abandoned, parked in precarious places intentionally with doors unlocked or cars sold to overseas buyers. Staged vandalism acts and accident are also increasing. Some are setting there car on fire after stuffing it with accelerants, dumping it in a large body of water or pushing cars into a steep ditch or off of a sharp embankment in order to collect auto insurance claims. Many authorities have found expensive vehicles left along the coast right in the path of hurricane Ike and Gustav. Unfortunately auto insurance fraud eventually leaves insurance holders picking up the tab. One source estimates that $300 a year in (http://www.InsuranceBureau.com) auto insurance premiums goes toward covering auto insurance fraud. Auto insurance fraud is illegal and carries a large fine and sometimes prison sentence but these dangers have not slowed down the number of new auto insurance fraud cases popping up.

http://www.insurancebureau.com
6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142
Eric Oster

###

North Hollywood, CA ( Prfriend ) January 20, 2008 — Auto insurance policyholders are always looking for a way to save money. InsuranceBureau.com (http://www.InsuranceBureau.com) reports One of the Big Three auto dealers, GM is partnering with OnStar and some auto insurance companies to provide a discount to auto insurance consumers.

According to ABC News, Drivers that own a GM vehicle equipped with OnStar may be eligible for up to a 54 percent discount on (http://www.InsuranceBureau.com) auto insurance premiums. The discount is open to those in that category who drive less than 15,000 miles. “This is a new take on some of the pay-per-mile auto insurance policies we are seeing,” says InsuranceBureau.com CEO Eric Oster. If an individual uses their car very rarely, such a program may be a great way to save on auto insurance. Pay-per-mile auto insurance programs are generally viewed as an effective way to help the environment since it promotes driving less.

About InsuranceBureau.com

Website visitors can use InsuranceBureau.com to compare (http://www.InsuranceBureau.com) insurance quotes from competing carriers. Insurance quotes can fluctuate in price due to variations in an insurance company’s underwriting criteria, profits or losses of the previous year. The key to saving money on insurance quotes is to regularly compare insurance quotes from different carriers.InsuranceBureau.com is a trusted source for unbiased insurance information for consumers.

http://www.insurancebureau.com

6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142
Eric Oster

###

North Hollywood, CA ( Prfriend ) December 17, 2008 — InsuranceBureau.com, independent consumer resource for insurance information, reports North Carolina insurance regulators are considering a proposed home insurance rate increase from (http://www.InsuranceBureau.com) home insurance carriers operating in the state.

North Carolina residents have already experienced two home insurance rate increases within the past six years. If this home insurance rate increase is approved, it will increase rates by an average of 19.5 percent. One specific area, Brunswick County might experience home insurance rate increases of up to 70 percent. Critics argue that the Beach Plan or state home insurance plan is fueling the (http://www.InsuranceBureau.com) home insurance problems for North Carolina residents. Many home insurance companies have stopped operating in North Carolina, or desire to raise their rates.

InsuranceBureau.com stresses the importance of comparison shopping for home insurance. Even though home insurance is costly in North Carolina overall, it does not make sense to pay more for home insurance if a consumer can get a better home insurance rate somewhere else.

About InsuranceBureau.com

Website visitors can use InsuranceBureau.com to compare (http://www.InsuranceBureau.com) insurance quotes from competing carriers. Insurance quotes can fluctuate in price due to variations in an insurance company’s underwriting criteria, profits or losses of the previous year. The key to saving money on insurance quotes is to regularly compare insurance quotes from different carriers. InsuranceBureau.com is a trusted source for unbiased insurance information for consumers.

http://www.InsuranceBureau.com
Eric Oster
6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142

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